Video: Personal Finance for Young Adults: Introduction to Investing
This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part four, an #introduction to #investing. We look at a basic #ETF and discuss #compoundinterest. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…
Video: Personal Finance for Young Adults: Don’t get into Debt
This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part three, avoiding #debt for #teenagers, where I discuss #creditcards, #cars, and staying out of #consumer or #creditcarddebt. The #goal is to…
Video: Personal Finance for Young Adults: Spend Less Than You Make
This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part two, #spending #money for #teenagers, where we’re trying to minimize #Spending Money by using #budgets and discussing #musthave and #nicetohave spending.…
Video: Personal Finance for Young Adults: Intro & Earning Money
This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt This is part one, #introduction, #glossary and #earning #money for #teenagers, where we’re trying to maximize Earning Money. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting…
Video: Making Money with Options in April
The video shows my results for #options #selling, both #puts, #calls and #coveredcalls, for April 17 expiry. I use options #strategies for #cashflow, to sell #stocks that are high, and buy stocks that are low. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at…
Video: Five Habits of Millionaires
What are some things one should do to stay a #millionaire, after achieving this #goal? Here are the 5 #Habits That Will Help You Stay A Millionaire. I also #profile today’s millionaire. The Habits of staying a Millionaire are #Live Below Your Means, #Prioritize Wealth-Building Activities, Seek #Freedom Not #Status, Raise #Independent #Children and #Work…
Video: Where to invest around the World
A #heatmap shows the net cumulative total #returns of major #global equity #indices, across three regions: #Americas, #Europe, and #APAC (Asia-Pacific), for up to 10 years of returns. We can see strong areas, such as #US tech (#Nasdaq100) and #SP500 and #Taiwan, which may be becoming overpriced, while also pointing to weaker spots like #Emerging…
Video: My Brand New Shiny RRSP Portfolio
I take you on my #journey to getting a brand new shiny #RRSP #portfolio. I choose the #wealthsimple #brokerage, sell my #mutualfunds, and share what #assets I am buying, specifically #index #ETFs covering the #TSX, #SP500, #developed #markets and #emerging #markets. I also get #smallcap #stock #ETF, a #technology ETF and a #bond fund as…
Video: Real Estate Investment Trusts (REITs)
The video defines #REITs and why they are so #inexpensive. It looks at their #structure, #benefits, #pros and #cons, differences between #Canadian and #US REITs, and why they are, as a group, inexpensive in #March of #2025. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course…
Video: Basic Options & Strategies
The video is a quick recap of #Put and #Call #options, and then cover the #strategies for #Cash #Covered #Puts, #Covered #Calls, and #Credit and #Debit #Spreads, both #Bear and #Bull. I discuss my #strategy, and mention the #wheel strategy for #cashflow, receiving #premiums, and #leveraging using #margin accounts. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting…
Video: Easy Foreign Investing With CDRs
This video brief overview of #Canadian Depositary Receipts, or #CDRs. They allow #Canadians to buy #foreign #stocks #worldwide for Canadian dollars, and #hedge out the #currency #fluctuations, so it doesn’t matter if the #USD gets stronger or weaker that the #CAD. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing &…
My Simply Investing Dividend Podcast interview
Introduction by Kanwal Sarai for this podcast episode: In this episode, I interview investor Ales Eisner, we talk about how to get started with investing, how to select dividend stocks, and how invest in this current economic climate. Ales achieved financial independence in his early 40’s, and stopped working in IT at 46. Today he…
Video: Canadian Taxation on Investments
I had a viewer question about #tax #rates on #Canadian vs. #foreign #dividends and which #account #minimizes tax #withholding on foreign dividends (#RRSP vs. #TFSA vs. #non-registered or #cash accounts), as well as the rates at which various #dividend #income is taxed. The video covers the entire Canadian #taxation system for context, and answers the…
Video: What’s the Best Retirement Withdrawal Strategy?
Using the 4% rule, or with an updated 3.7% #withdrawal #rate in #retirement, what’s the best withdrawal #strategy? You can use #fixed #real withdrawals, which offer the benefit of #simplicity, or #dynamic #strategies, which factor in #portfolio #performance and #spending. The strategy depends on #Market #conditions, #inflation and #lifestyle. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting…
Video: How much can Retirees spend in Retirement
A #Morningstar article from January #2025 describes their latest #studies and #simulations from 2024 about the #sustainable #withdrawals from your #retirement portfolio, and I would like to share the results. Affluent #retirees are #living #longer, and traditional #pensions have declined in prevalence. Meanwhile, many retirees are working well past the traditional retirement age of 65.…
Video: Investing Ideas for the new US Administration
There are #opportunities for #Canadian #Investors in the context of the new #Trump #US #Administration. I look at #Tariffs, #International #Diversification, the #Energy Sector, including #wind, #EV targets, Refilling the #oil stockpile, and increasing #production. Opportunities in the #Banking Sector, #Cryptocurrencies, #Currency, #Healthcare and #China are also examined. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and…
Video: How to Max out your RRSP contribution
The video discusses the #RRSPGrossup #strategy, a way to maximize #RRSP contributions using a #RRSPloan, #investing to reduce #taxes. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Top 5 Stocks for 2025
This is my Top 5 #stockpicks for #2025. They are mostly #value #investments: #GENERALMOTORS #GM, #POLARISRENEWABLEENERGY #PIF, #TELUS #T, #BAIDU #BIDU, and #TORONTODOMINION #TD. I also offer a draw for an hour of #mentoring via #video call with me for those who comment on Youtube. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.…
Video: Things I do January 1st
This video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 and #2025 calendar years. With the #NewYear having come and gone, I thought I would share some things that I did on #January 1st of 2025, and what the state of my #finances is. I look at my #networth,…
Video: Getting Cashflow: Dividends or Sell Shares?
Let’s #compare and #contrast #dividend-paying #stocks (#value investing) and #growth #investing in #Canada, and determine which is the best for #cashflow and #money coming in. Someone who is in #retirement or in #FIRE would be interested in this. I look at #Pros and #Cons of both, from #taxation, #volatility, #income #stability, #growth, #investor #psychology, #control,…
Video: Dave Ramsey: Why His Advice Isn’t for Everyone
Are you following the #DaveRamsey #financialadvice but feeling like it doesn’t quite fit your situation? In this video, I take a deep dive into Dave Ramsey’s popular personal finance theories and offer a #criticalanalysis of why his #one-size-fits-all #approach might not work for everyone. From his stance on #debt to his #investment #strategies, I challenge…
Video: Non-Financial Considerations prior to Retirement
Retiring is a significant #life #transition, and considering #non-financial #factors is just as important as #financial #planning. Here are some key aspects to think about: #Health and #Wellness, #Social #Connections, #Purpose and #Fulfillment, #Routine and #Structure, #Housing and #Living #Arrangements, #Personal #Growth and #Education, and #Legacy and #Givingback. By considering these #non-financial aspects, you can…
Video: Stock Buying & Selling Strategies
The video covers a #question about #entry and #exit #strategy for #stocks – how much to buy and when to buy, and what to do if the stock goes up or down. I look at #buy and #sell #strategies, as well as the #psychological and #mindset aspects of #owning stocks. I discuss the best way…
Video: November 2024 Stock Pick: Toronto-Dominion Bank
This is the #stockpick for the month of #November, #TD or #TorontoDominion, a #Canadian #BigBank #financial #company. They are a #value #stock and a #dividend payer and are inexpensive because of a #regulatory #scandal about #moneylaundering. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is…
Video: Investment Opportunities around the Globe in 2025
The video looks at #Investing #Themes, #Sectors and #geographical #locations to invest in through #2025 and beyond. I look at #themes like #AI #infrastructure, #applications, #geopolitics, #Environmental #Sustainability, #Private #Markets, and the #Energy #Transition. The #sectors I cover are #Technology including #Cybersecurity, #Healthcare, #Energy, #Industrials, #FinancialServices and #BasicMaterials. Finally, I look at several #countries, grouped…
Video: Bond Investment Choices for Canadians
The video shows some #bond basics, how #yields, how the #interestrate affects the #bonds, and #suggestions for a #Canadian #investor may want to do. Bonds provide #Stable #Income, #Diversification, and #LowerVolatility. There are #government bonds, #corporate bonds and #highyield or #junk bonds. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing…
Video: Sunlife vs. Manulife
I compare #Sunlife vs. #Manulife #stocks, looking at #dividends, #cashflow, #pe #ratios and the stocks’ histories. Manulife has only recently escaped a #tradingrange, and started its #appreciation, while Sunlife has been a decent #capital appreciation stock for a while. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance…
Video: How to Spend Money
This video is about people who have been #saving their whole #lives and now have trouble #spending #money. We have trouble with #decumulation. The video discusses being #mindful about spending on #experiences, knowing what your #values are so that you gain from your spending, including #altruism and #donations. Using a #budget is also recommended, to…
Updated list of Canadian dividend payers and what kind of distribution they pay
For a #dividend #investor, using non-registered accounts, how the dividends get #taxed is important. I had previously compiled, and just brought up to date, a list of all publicly-traded #Canadian dividend payers. I painstakingly found what kind of #distributions the 500+ companies pay. The list is available here. I also provide the location you should…
Video: Small Cap vs. Large Cap Companies
The video is about #differences between #smallcap #stocks and #large #companies. I also compare #growth and #value #investing. I show the #morningstar #stylebox and we look at #GSY #Goeasy, #E #Enterprise and #PAY #payfare. We look at #Risk and #Volatility, #Growth #Potential, #Liquidity, #Dividends, #Market #Influence, #Management and #Governance, Access to #Capital and #Diversification. I…
Video: Important Stock Metrics
The video is about analyzing #valueinvesting for #dividends and what #metrics I find most #important during #stockanalysis. I review the various #ratios, such as #P/E, #P/B, #Debt-to-Equity, #fairvalue and talk about the overall approach. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The…
Video: Wealth Building Strategies by Net Worth
I walk you through what your main #priorities should be at each #stage of #networth and show you what #changes (and what stays the same) as your #investment #portfolio begins to grow. You have different #priorities at a negative net worth compared to when you’re at over a #million. We look at #mortgages, #debt, #creditcard…
Video: October 2024 Stock Pick: Canadian Natural Resources
This is the #stockpick for the month, #CNQ or #CanadianNaturalResources, a #Canadian #BigOil #oil company. They are a #value #stock and a #dividend payer and are inexpensive because of a relatively low, but #increasing oil #price. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is…
Video: Going to In-Person Investing Seminars
I like to go to in-person #Investing #Seminars so I can #learn in-person, talk with #like-minded #people, and maybe pick up a tidbit here and there, and hear different #ideas about #portfolio design. This is the #story of my first #Edmonton investing seminar. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe…
Video: How to Start Investing
I get asked very often about how to start #investing. Make sure you #start #early and as soon as possible. Find an #investingthesis, get your #riskprofile so you know what to invest in, and then use #ETFs in a #TFSA or #RRSP #account in a #lowcost #brokerage to start making #monthly #contributions. The #CanadianMoneyTalk channel…
Video: Six Financial Goals to Hit by 60
I review the 6 #financial items you should have handled, or at least thought about, by 60: #retirement number, #AssetAllocation, #TaxPlanning, #Insurance, #retirement #goals and #Government #Pensions. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at…
Video: A Canadian Retirement Study
I discuss a May 2024 Harris #Poll on #Canadian #retirement, done on behalf of #EdwardJones. We discuss what the survey found as #keys to #success in retirement, what financial course corrections one can make, like #reducing #debt, #maximizing #savings, following a #plan and a #budget, and getting #financial #education and #Financialadvice. It is important to…
Video: September 2024 Stock Pick: Bank of Montreal
This is the #stockpick for the month, #BMO or #Bank of Montreal, a #Canadian #BigFive company. They are a deep #value #stock and a #dividend payer and are inexpensive because of a couple of arguably bad quarters. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course…
Video: Benefits of Running a Business
The benefits of running a #business include #taxation, because you buy things with #pretax #money and get #tax #deductions. You get to be your own #boss and have #unlimited #upside if your business does well. The #workhours could be extensive for an #entrepreneur, but having tax #write-offs for #expenses is helpful. The #CanadianMoneyTalk channel concentrates…
Video: What I Would Tell My 15-year-old Self
What would I tell my 15-year-old self: have #goals, be careful about #marriage and #cohabitation, #kids cost 300K to raise, #invest in #risky and #volatile #assets, but #diversify and let #time do the work. Stay invested and #automate the investing, and change careers instead of quiting your job to #retire. Make #mistakes, consider #debt that…
Video: Things I Learned about the Markets
Let’s explore concepts every #investor should understand: #market #natural #cycles to #maximize #success, certainty of a #bearmarket, links between #volatility and #return, the #cyclical #market #trends, #holding for the #longterm, and the #challenge of #actively #picking #stocks that #outperform the #market. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing &…
Video: Everything Will Be Fine
Everything will be #fine. The #doomers can try to scare you all they want to sell clicks, but the #markets keep heading up. All the #economists have an #opinion, sometimes good, sometimes bad, but eventually both will happen. Don’t worry about the #news, everything will be fine. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance…
Video: Competitive Advantage of an Economic Moat
I explain the #WarrenBuffett and #Morningstar concept of an #economicmoat, something that gives the company with the moat a #competitiveadvantage. It could be one of five types: #Networkeffect, #Intangibleassets, #Costadvantage, #Switchingcosts or #efficientscale. This will allow a higher #ROI (return on investment) and higher #profits. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.…
Video: July 2024 Stock Pick: Nokia Oyj
This is the #stockpick for the month, #Nokia, a #Finland #infrastructure company. They are a #technology stock and a #dividend payer and are inexpensive because of the slow #5G rollout. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis…
Video: The Pros and Cons of Dividend Investing
As a #dividend #investor, I look at #pros and #cons of #dividend #investing to see whether it is appropriate for you. I look at #taxes, #growth, #Value and the #psychology of dividends and staying invested. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at…
Video: Stock Investing Strategy Tips
I discuss Dollar cost averaging #DCA, #DogsoftheDOW, #TaxLossSelling, #LimitOrders, #ValueTraps, #Diversification, #hotstocks, and the #EconomicMoat of a company. I review these #stocktips. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Interest Rates, Wars & Your Stocks
I discuss how #macro #events affect the #stock market, going into #interestrates, #conflicts and #wars. I analyze their #impact on the #stockmarket, and how to proceed. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: June 2024 Stock Pick: Mullen Group LTD.
This is the #stockpick for the month, #Mullen, a #Canadian #trucking company. They are a deep #value stock and a #dividend payer and are inexpensive because of the slow economy. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis…
Video: The First Million is the Hardest
I discuss why #mathematically #thefirstmillion is the hardest, and why things get easier once you get past the first #million. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Written Financial Plans
We look at official, purposeful #financialplans, that identify your #financial #goals and #plan to achieve them. Plans also include a #budget, review of #income, #expenses, #planning for #retirement, retirement #withdrawals, #riskmanagement, keeping #taxes low, #estateplanning like #wills, and getting out of #debt. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing…
Video: Money Moves for Senior Canadians
This video is a #checklist of the things #retired #Canadian #Boomers should be doing in in their #financial #life. I talk about #networth, #debt, #estateplans and #investing, to get you on your way to #financialindependence, #retirement and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics…
Video: Money Moves for Mature Canadians
This video is a #checklist of the things a #Canadian 50-year-old or 60-year-old #GenX and #Boomers should be doing in in their #financial #life. I talk about #networth, #debt, #estateplans and #investing, to get you on your way to #financialindependence, #retirement and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe…
Video: Money Moves for Middle-Aged Canadians
This video is a #checklist of the things a #Canadian 30-year-old or 40-year-old #Millennials and #GenX should be doing in in their #financial #life. I talk about #networth, #debt and #investing, to get you on your way to #financialindependence and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing &…
Video: Money Plan for Young Canadians
This video is a #checklist of the things a #Canadian 20-year-old #GenZ should be doing in in their #financial #life and #career. I talk about #education, #career and #work, and #investing, to get you on your way to #financialindependence and #wealth. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing &…
Video: My Regular Portfolio Maintenance
This video shows what I do on a daily, weekly or monthly basis to maintain my #portfolio, so here are things that I do on a regular basis. I check my #stock positions, look at the #chart, and enter in the #price. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing…
Video: Creating a Basic Portfolio
This is how to start #investing using basic #ETFs to create a simple #portfolio. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Investing Opportunities for 2024
I review some #investing opportunities and themes for investing in #2024, looking in detail at #semiconductors and #AI, the rise of #china #tech, #emergingmarkets and #renewableenergy. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Reaction Video: CBC’s Canadian Big Banks Investigation
I go through the #CBC #Marketplace hidden camera #documentary on how Canadian #bigbanks are upselling you and misleading #consumers to meet sales quotas and make more money. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at…
Video: Investing Themes & When to Use Which
I define #investing #themes or #factors #strategy and indicate which theme to use in each of the phases of the #economiccycle. You can implement this using #ETFs. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at…
Video: Growth vs. Volatility Trade-off
In this video I’ll explore how #volatility and #returns are related, and you need to stomach volatility to get significant returns. Based on history, we’ll look at what you should #invest in going forward to get the best returns for the least volatility. I’ll then show a counterpoint, looking at a #low-volatility #ETF example of…
Video: Should you include your home in your net worth?
I discuss whether your #primaryresidence #home should be considered part of your #networth as an #asset, or a #liability. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Podcast with Insurance Expert Part 2
Insurance expert Charee Villa and I discuss #termlifeinsurance, #mortgageinsurance, #mutualfunds, and #Segregatedfunds The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Podcast with Insurance Expert Part 1
Insurance expert Charee Villa and I discuss #goalsetting, #budget, #KYC, #ETFs and #termlifeinsurance. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: How I built my portfolio
The video looks at #assetallocation, as suggested by the #riskprofile, #timeframe and #return. I also share my own #portfolio classifications, and how I organize my portfolio. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
Video: Investment Type Comparisons
I compare different investment types like #stocks, #bonds, #realestate, #privateequity, #startup, #business, #gold, and #crypto #, from the point of view of #risk, #appreciation, #leverage, #liquidity, #control, #cashflow, #dividends, #taxes, and #inflation. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/The Advanced Investing:…
Video: How much is enough to stop working?
I answer the question, and go through my personal history, of when you can #stopworking, achieve #FI or #FIRE, and what kind of a portfolio I would have with a super-long timeframe. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal…
Video: The Time I Saw a Financial Advisor
I had a free #financialplan done by a #financialplanner from #wealthsimple. I hadn’t had one done for a while, and wanted to confirm the #RRSPmeltdown #strategy, as well as when to take the #CPP and #OAS. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at…
Video: Investing in Emerging Markets
Investing in #emergingmarkets has some significant advantages, with #demographics and #technology based growth and #diversification being primary. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 3
The video is a Zoom call recording from January 23, 2024, presenting the information I compiled over a decade about #personalfinance and #investing. Topics for this session1: Recap of Parts 1 & 28: Insurance9: Financial Independence10: How to start Investing11: Other types of investments12: Financial Advisors & Other Information The #CanadianMoneyTalk channel concentrates on #Canadianinvesting…
Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 2
The video is a Zoom call recording from January 18, 2024, presenting the information I compiled over a decade about #personalfinance and #investing. Topics for this session The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at…
Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 1
The video is a Zoom call recording from January 16, 2024, presenting the information I compiled over a decade about #personalfinance and #investing. Topics for this session1: Introduction, Seminar Goals & Contact Info2: Glossary & Building Blocks3: Risk and Volatility4: Asset Types, Starting Early & Low Fees5: Investing Strategies The #CanadianMoneyTalk channel concentrates on #Canadianinvesting…
Video: Thoughts and Themes for 2024
I discuss #themes for #2024 that can affect your #investments, and what I think will happen. This includes #InterestRates, #Inflation, #Technology, #RealEstate, #Bonds, #MiddleEast, #Oil, #China, #USElection and #USdomesticpolitics. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course…
FREE investing and personal finance Zoom seminars January 16, 18 & 23
Hello everyone. I wanted to let you know about a series of three (3) FREE investing and personal finance Zoom seminars I will be running the next two weeks in January, 2024: January 16, 18 & 23 starting at 6 PM Pacific. Each seminar is different.I’ll discuss investing strategies, Canadian taxation, comparing different asset types…
Video: Where am I moving to?
I’m moving out of #britishcolumbia to #alberta, or #saskatchewan, and this video describes my #analysis of where to move. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Car Wash Investment Update 2023
This video describes in detail how I am investing in one particular #PrivateEquity #investment, a NationWide #carwash, which is to generate 8.25% #cashflow. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Things To Do before Year End 2023
This video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 calendar year. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Budgeting Tools and Apps
To get out of debt, save for a specific goal, or just want to feel in control of your finances, there’s a #budgeting app to help you succeed. I look at #PocketSmith, #YNAB, and #MonarchMoney to replace #Mint. I offer #Quicken and #Excel as low-tech alternatives for a #budget #app. The #CanadianMoneyTalk channel concentrates on…
Video: My Solo 14-week Asia Trip
The video talks about my #travel on a #solo 14-week, 7-country #trip in #Asia. I talk about my experiences #traveling in #Japan, #SouthKorea, #Vietnam, #Cambodia, #Thailand, #Malaysia, #Singapore. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is…
Video: How to become Wealthy
The video you’ve all been waiting for. How To Become Wealthy is a guide with simple instructions on how to become a multi-millionaire. Is it easy? No. But it is simple, requiring you to make some sacrifices. I focus on #investing for #wealth and running your own #business as a means of getting wealthy. And…
Video: What if I only had $5000
I give my thoughts on what I would do if I only had $5000 to my name. Spoiler: I’d invest it in #mutualfunds or #ETFs to make it grow. I would also make sure I could work, which would allow me to make money for #investing. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in…
Video: The Smith Maneuver
The video describes the #smithmaneuver, a way of making the #interest on some of your primary residence’s #mortgage #taxdeductible. This was pioneered by Fraser Smith in The Smith Maneuver, in https://www.amazon.ca/Smith-Manoeuvre-Fraser/dp/1553696417 Other strategies of using rental properties and investments to be able to #writeoff some of the interest paid on the primary residence. The #CanadianMoneyTalk…
Video: Wealth Inequality in Canada
The video examines #wealthinequality and #incomeinequality in #Canada. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Prenups
This video looks at my #prenup and the concepts behind a #prenuptialagreement. Please see a lawyer regarding putting a #prenup together. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Maximizing your RRSP contribution
The video discusses the #RRSPGrossup strategy, a way to maximize #RRSP contributions using a #RRSPloan. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Analyzing Value Investments
The video is about analyzing #valueinvesting for #dividends. I review the various #ratios, and talk about the #economicmoat and the overall approach. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Withdrawal Strategies for Retirement
I cover how to get #cashflow in #retirement from #dividends or #systematicwithdrawal. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: What if you win the Lottery?
How should you handle a sudden, large sum of #cash, such as from winning the #lottery? Answer: very carefully. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: The RRSP Meltdown
The #RRSPMeltdown strategy lowers your #RRSP amount without the additional #income by using #interest paid on additional #investments as a #tax #deduction. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: When to take CPP and OAS
One of the key decisions someone approaching the age of 60 is when to take the #CanadaPensionPlan (#CPP) and the #OldAgeSecurity (#OAS). I discuss the facts and give some guideliness as to when to start taking these government benefits. I also touch on the #GuaranteedIncomeSupplement (#GIS). The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in…
Video: Private Equity Basics
The video describes the pros and cons of #privateequity, and how to make the right choice in selecting one to invest in. Private equity is a potentially profitable, yet a #risk #investment that may be hard to get out of, but can also offer good #diversification away from residential #realestate or volatile #stocks. The #CanadianMoneyTalk…
Video: Immigration & Demographics
The video discusses how #demographics and #migration influence your #investments. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: My Morning Routine
How people use their time determines their value and #networth. This is my #morning #routine. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: Rent affordability for minimum wage in Canada
Is a one-bedroom #rental is affordable for a #minimumwage worker in #Canada? The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: My Thoughts on Market Happenings – August 4, 2023
I look at #market, #marketnews, #marketupdates & #businessnews for the #week ending August 4, 2023 CanadianMoneyTalk concentrates on #Canadianinvesting and #personalfinance in Canada The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/Visit http://www.canadianmoneytalk.ca
Video: How much Debt is normal for Canadians?
How much #debt is normal in #Canada? We’ll break it down by #age. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: My Thoughts on Market Happenings – July 28, 2023
I look at #market, #marketnews, #marketupdates & #businessnews for the #week ending July 28, 2023 CanadianMoneyTalk concentrates on #Canadianinvesting and #personalfinance in Canada The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/Visit http://www.canadianmoneytalk.ca
Video: Canadian net worth and savings statistics
The video shows the average #networth and #retirement #savings for Canadians, so you can compare yourself to your fellow Canadians. The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit: http://www.canadianmoneytalk.caThe Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
Video: My Thoughts on Market Happenings – July 21, 2023
I look at #market, #marketnews, #marketupdates & #businessnews for the #week ending July 21, 2023 CanadianMoneyTalk concentrates on #Canadianinvesting and #personalfinance in Canada The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/Visit http://www.canadianmoneytalk.ca
Video: Will the World outperform the S&P500?
This video examines whether we are going to see an end to the #SP500 stock market outperformance. The S&P500 #index has outperformed the rest of the world for decades. Has an end to this come, and will indexes like #EAFE and #TSX do better? The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada. Visit:…
Video: My Thoughts on Market Happenings – July 14, 2023
CanadianMoneyTalk concentrates on #Canadianinvesting and #personalfinance in Canada The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/Visit http://www.canadianmoneytalk.ca
Subscribe to Blog
Disclaimer: I am not a certified financial planner. This site is not intended as personalized, individual tax, legal or investment planning or investment advice, and is for educational, entertainment and demonstration purposes only. It is not a suggestion, solicitation or an offer to buy or sell any securities, futures, options, cash currencies and other leveraged transaction products. It does not represent that the securities or services discussed are suitable for any investor. Investors are advised not to rely on any information contained on the website or the websites it links to in the process of making a full and informed investment decision.
Please do your own research and reading about the various topics prior to investing or implementing the strategies discussed. You are solely responsible for your investments. All trading decisions are your own.
The risk of loss in trading futures, options, cash currencies and other leveraged transaction products can be substantial. Therefore, only “risk capital” should be used. Futures, options, cash currencies and other leveraged transaction products are not suitable investments for everyone. The valuation of futures, options, cash currencies and other leveraged transaction products may fluctuate and as a result clients may lose more than the amount originally invested and may also have to pay more later. Consider your financial condition before deciding to invest or trade.
Canadian Money Talk 