Category Archives: Budgeting

Video: How much is enough to stop working?

I answer the question, and go through my personal history, of when you can #stopworking, achieve #FI or #FIRE, and what kind of a portfolio I would have with a super-long timeframe.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: The Time I Saw a Financial Advisor

I had a free #financialplan done by a #financialplanner from #wealthsimple. I hadn’t had one done for a while, and wanted to confirm the #RRSPmeltdown #strategy, as well as when to take the #CPP and #OAS.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 2

The video is a Zoom call recording from January 18, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session

  1. Recap of Part 1
  2. Taxes
  3. Personal Finance

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: Things To Do before Year End 2023

This video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 calendar year.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: Budgeting Tools and Apps

To get out of debt, save for a specific goal, or just want to feel in control of your finances, there’s a #budgeting app to help you succeed. I look at #PocketSmith, #YNAB, and #MonarchMoney to replace #Mint. I offer #Quicken and #Excel as low-tech alternatives for a #budget #app.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: What if I only had $5000

I give my thoughts on what I would do if I only had $5000 to my name. Spoiler: I’d invest it in #mutualfunds or #ETFs to make it grow. I would also make sure I could work, which would allow me to make money for #investing.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: When to take CPP and OAS

One of the key decisions someone approaching the age of 60 is when to take the #CanadaPensionPlan (#CPP) and the #OldAgeSecurity (#OAS). I discuss the facts and give some guideliness as to when to start taking these government benefits.

I also touch on the #GuaranteedIncomeSupplement (#GIS).

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: Canadian net worth and savings statistics

The video shows the average #networth and #retirement #savings for Canadians, so you can compare yourself to your fellow Canadians.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: Questions About Your Retirement

The video asks questions for your #retirement, such as how much you need to #save, #invest and whether to use a #RRSP or #TFSA.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Trigger Rates for Variable-Rate Mortgages

This video is about how increasing #interestrates in Canada affect #variablerate #mortgage holders, who have a fixed payment.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.