Category Archives: Credit Score

Video: Personal Finance for Young Adults: Don’t get into Debt

This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part three, avoiding #debt for #teenagers, where I discuss #creditcards, #cars, and staying out of #consumer or #creditcarddebt. The #goal is to #spend less than you #earn.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Video: Personal Finance for Young Adults: Intro & Earning Money

This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt This is part one, #introduction, #glossary and #earning #money for #teenagers, where we’re trying to maximize Earning Money.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Video: What I Would Tell My 15-year-old Self

What would I tell my 15-year-old self: have #goals, be careful about #marriage and #cohabitation, #kids cost 300K to raise, #invest in #risky and #volatile #assets, but #diversify and let #time do the work. Stay invested and #automate the investing, and change careers instead of quiting your job to #retire. Make #mistakes, consider #debt that makes you money but avoid #consumer debt. Have #goodpeople around you.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Video: Podcast with Insurance Expert Part 1

Insurance expert Charee Villa and I discuss #goalsetting, #budget, #KYC, #ETFs and #termlifeinsurance.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 2

The video is a Zoom call recording from January 18, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session

  1. Recap of Part 1
  2. Taxes
  3. Personal Finance

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

FREE investing and personal finance Zoom seminars January 16, 18 & 23

Hello everyone. I wanted to let you know about a series of three (3) FREE investing and personal finance Zoom seminars I will be running the next two weeks in January, 2024: January 16, 18 & 23 starting at 6 PM Pacific. Each seminar is different.
I’ll discuss investing strategies, Canadian taxation, comparing different asset types including real estate, and personal finance topics like credit cards, mortgages, credit scores, online scams and how to achieve financial independence.
The seminars are intended for beginners, but I will discuss more advanced topics as well e.g., which types of investments go in RRSPs, TFSAs and non-registered accounts.
If you’d like to attend, please sign up for all three seminars at https://canadianmoneytalk.ca/education/
There will be NO selling of any kind. I’m hoping to help you achieve the same financial independence as I did. I will answer questions during the sessions, and they will be interactive.

Video: Budgeting Tools and Apps

To get out of debt, save for a specific goal, or just want to feel in control of your finances, there’s a #budgeting app to help you succeed. I look at #PocketSmith, #YNAB, and #MonarchMoney to replace #Mint. I offer #Quicken and #Excel as low-tech alternatives for a #budget #app.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: How much Debt is normal for Canadians?

How much #debt is normal in #Canada? We’ll break it down by #age.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Video: What I do at Year End

This video is about some actions to help with #taxes, #financialgoal and #Budget for the #2023 calendar year.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Actions to take before Year End

This video is about some actions to help with #taxes for the 2022 calendar and tax year. It includes #dollarcostaveraging and #rebalancing.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.