The video defines #REITs and why they are so #inexpensive. It looks at their #structure, #benefits, #pros and #cons, differences between #Canadian and #US REITs, and why they are, as a group, inexpensive in #March of #2025.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
The video is a quick recap of #Put and #Call #options, and then cover the #strategies for #Cash #Covered #Puts, #Covered #Calls, and #Credit and #Debit #Spreads, both #Bear and #Bull. I discuss my #strategy, and mention the #wheel strategy for #cashflow, receiving #premiums, and #leveraging using #margin accounts.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
Introduction by Kanwal Sarai for this podcast episode:
In this episode, I interview investor Ales Eisner, we talk about how to get started with investing, how to select dividend stocks, and how invest in this current economic climate.
Ales achieved financial independence in his early 40’s, and stopped working in IT at 46. Today he lives off his six figure dividend income. Ales is a disciplined investor who is happy to share his knowledge and experience with our audience.
I also cover the following topics in this episode: – How Ales achieved a six figure annual dividend income – RRSP (401k) vs TFSA vs non-registered accounts – Why is it important to start investing sooner than later? – Is it too late to start investing in your 50s? – What is your process for selecting what stocks to invest in? – The risk of investing in dividend traps – Why invest in dividend stocks when the dividend isn’t guaranteed? – Why is dividend history so important? – How many stocks should I hold in my portfolio? – Do you consider the management expense ratio (MER fee) when investing in funds? – When would you sell a stock? – How are you investing in this current tariff trade war? – The importance of remaining calm when investing – What advice would you give to someone who wants to start investing for their future?
I had a viewer question about #tax #rates on #Canadian vs. #foreign #dividends and which #account #minimizes tax #withholding on foreign dividends (#RRSP vs. #TFSA vs. #non-registered or #cash accounts), as well as the rates at which various #dividend #income is taxed. The video covers the entire Canadian #taxation system for context, and answers the question for tax #efficiency.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
A #Morningstar article from January #2025 describes their latest #studies and #simulations from 2024 about the #sustainable #withdrawals from your #retirement portfolio, and I would like to share the results. Affluent #retirees are #living #longer, and traditional #pensions have declined in prevalence. Meanwhile, many retirees are working well past the traditional retirement age of 65. This video outlines what you need to know about retirement income planning. While there’s no one-size-fits-all plan, the #4% rule has been a popular approach. According to the 2024 data, how much can you spend in retirement so your #portfolio lasts 30 years?
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
This is my Top 5 #stockpicks for #2025. They are mostly #value #investments: #GENERALMOTORS #GM, #POLARISRENEWABLEENERGY #PIF, #TELUS #T, #BAIDU #BIDU, and #TORONTODOMINION #TD. I also offer a draw for an hour of #mentoring via #video call with me for those who comment on Youtube.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
This video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 and #2025 calendar years. With the #NewYear having come and gone, I thought I would share some things that I did on #January 1st of 2025, and what the state of my #finances is. I look at my #networth, budget, total #dividends, #taxbrackets, #compare my #investing prowess against the #benchmark, show my 2025 #TFSA purchase, #fees, creating #SMART #goals, #rebalancing a #portfolio and other #administrative things for 2025.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
Let’s #compare and #contrast #dividend-paying #stocks (#value investing) and #growth #investing in #Canada, and determine which is the best for #cashflow and #money coming in. Someone who is in #retirement or in #FIRE would be interested in this. I look at #Pros and #Cons of both, from #taxation, #volatility, #income #stability, #growth, #investor #psychology, #control, #profits, #dividends and their meaning, and #risks.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
The video covers a #question about #entry and #exit #strategy for #stocks – how much to buy and when to buy, and what to do if the stock goes up or down. I look at #buy and #sell #strategies, as well as the #psychological and #mindset aspects of #owning stocks. I discuss the best way to #allocate #capital for the #best #ROI.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
This is the #stockpick for the month of #November, #TD or #TorontoDominion, a #Canadian #BigBank #financial #company. They are a #value #stock and a #dividend payer and are inexpensive because of a #regulatory #scandal about #moneylaundering.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
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