Interest Rates – Canadian Money Talk

Video: Personal Finance for Young Adults: Intro & Earning Money

This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt This is part one, #introduction, #glossary and #earning #money for #teenagers, where we’re trying to maximize Earning Money.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

My Simply Investing Dividend Podcast interview

Introduction by Kanwal Sarai for this podcast episode:

In this episode, I interview investor Ales Eisner, we talk about how to get started with investing, how to select dividend stocks, and how invest in this current economic climate.

Ales achieved financial independence in his early 40’s, and stopped working in IT at 46. Today he lives off his six figure dividend income. Ales is a disciplined investor who is happy to share his knowledge and experience with our audience.

I also cover the following topics in this episode:
– How Ales achieved a six figure annual dividend income
– RRSP (401k) vs TFSA vs non-registered accounts
– Why is it important to start investing sooner than later?
– Is it too late to start investing in your 50s?
– What is your process for selecting what stocks to invest in?
– The risk of investing in dividend traps
– Why invest in dividend stocks when the dividend isn’t guaranteed?
– Why is dividend history so important?
– How many stocks should I hold in my portfolio?
– Do you consider the management expense ratio (MER fee) when investing in funds?
– When would you sell a stock?
– How are you investing in this current tariff trade war?
– The importance of remaining calm when investing
– What advice would you give to someone who wants to start investing for their future?

Link to Ales’s website: https://canadianmoneytalk.ca/

Video: Canadian Taxation on Investments

I had a viewer question about #tax #rates on #Canadian vs. #foreign #dividends and which #account #minimizes tax #withholding on foreign dividends (#RRSP vs. #TFSA vs. #non-registered or #cash accounts), as well as the rates at which various #dividend #income is taxed. The video covers the entire Canadian #taxation system for context, and answers the question for tax #efficiency.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: November 2024 Stock Pick: Toronto-Dominion Bank

This is the #stockpick for the month of #November, #TD or #TorontoDominion, a #Canadian #BigBank #financial #company. They are a #value #stock and a #dividend payer and are inexpensive because of a #regulatory #scandal about #moneylaundering.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Investment Opportunities around the Globe in 2025

The video looks at #Investing #Themes, #Sectors and #geographical #locations to invest in through #2025 and beyond. I look at #themes like #AI #infrastructure, #applications, #geopolitics, #Environmental #Sustainability, #Private #Markets, and the #Energy #Transition. The #sectors I cover are #Technology including #Cybersecurity, #Healthcare, #Energy, #Industrials, #FinancialServices and #BasicMaterials. Finally, I look at several #countries, grouped by #fastest-growing, #emergingmarkets, #developedmarkets and #Other.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Bond Investment Choices for Canadians

The video shows some #bond basics, how #yields, how the #interestrate affects the #bonds, and #suggestions for a #Canadian #investor may want to do. Bonds provide #Stable #Income, #Diversification, and #LowerVolatility. There are #government bonds, #corporate bonds and #highyield or #junk bonds.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Important Stock Metrics

The video is about analyzing #valueinvesting for #dividends and what #metrics I find most #important during #stockanalysis. I review the various #ratios, such as #P/E, #P/B, #Debt-to-Equity, #fairvalue and talk about the overall approach.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Wealth Building Strategies by Net Worth

I walk you through what your main #priorities should be at each #stage of #networth and show you what #changes (and what stays the same) as your #investment #portfolio begins to grow. You have different #priorities at a negative net worth compared to when you’re at over a #million. We look at #mortgages, #debt, #creditcard debt, #studentdebt, living beyond your means and #lifestyle creep, the importance of #insurance, an #emergencyfund, #saving #rate, #interest #rates, using #index #ETFs, #bonds, #privateequity and #realestate. The importance of #financialplanning, #tax #planning and living an appropriate #lifestyle is also mentioned.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Six Financial Goals to Hit by 60

I review the 6 #financial items you should have handled, or at least thought about, by 60: #retirement number, #AssetAllocation, #TaxPlanning, #Insurance, #retirement #goals and #Government #Pensions.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Everything Will Be Fine

Everything will be #fine. The #doomers can try to scare you all they want to sell clicks, but the #markets keep heading up. All the #economists have an #opinion, sometimes good, sometimes bad, but eventually both will happen. Don’t worry about the #news, everything will be fine.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.