Mortgages – Canadian Money Talk

Video: Personal Finance for Young Adults: Don’t get into Debt

This is an #introductory #presentation about #personalfinance for #teens. Formula for #financialindependence, #FI and #success is: Earn money, Spend less than you Earn, Invest the rest, and don’t get into debt. This is part three, avoiding #debt for #teenagers, where I discuss #creditcards, #cars, and staying out of #consumer or #creditcarddebt. The #goal is to #spend less than you #earn.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Video: Dave Ramsey: Why His Advice Isn’t for Everyone

Are you following the #DaveRamsey #financialadvice but feeling like it doesn’t quite fit your situation? In this video, I take a deep dive into Dave Ramsey’s popular personal finance theories and offer a #criticalanalysis of why his #one-size-fits-all #approach might not work for everyone. From his stance on #debt to his #investment #strategies, I challenge some of Ramsey’s key principles and provide #alternative #perspectives to help you find a financial strategy that suits your #unique #needs. I explore the #pros and #cons of Ramsey’s methods and discuss more flexible, modern approaches to managing your money.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: November 2024 Stock Pick: Toronto-Dominion Bank

This is the #stockpick for the month of #November, #TD or #TorontoDominion, a #Canadian #BigBank #financial #company. They are a #value #stock and a #dividend payer and are inexpensive because of a #regulatory #scandal about #moneylaundering.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Wealth Building Strategies by Net Worth

I walk you through what your main #priorities should be at each #stage of #networth and show you what #changes (and what stays the same) as your #investment #portfolio begins to grow. You have different #priorities at a negative net worth compared to when you’re at over a #million. We look at #mortgages, #debt, #creditcard debt, #studentdebt, living beyond your means and #lifestyle creep, the importance of #insurance, an #emergencyfund, #saving #rate, #interest #rates, using #index #ETFs, #bonds, #privateequity and #realestate. The importance of #financialplanning, #tax #planning and living an appropriate #lifestyle is also mentioned.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Written Financial Plans

We look at official, purposeful #financialplans, that identify your #financial #goals and #plan to achieve them. Plans also include a #budget, review of #income, #expenses, #planning for #retirement, retirement #withdrawals, #riskmanagement, keeping #taxes low, #estateplanning like #wills, and getting out of #debt.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Money Moves for Mature Canadians

This video is a #checklist of the things a #Canadian 50-year-old or 60-year-old #GenX and #Boomers should be doing in in their #financial #life. I talk about #networth, #debt, #estateplans and #investing, to get you on your way to #financialindependence, #retirement and #wealth.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Should you include your home in your net worth?

I discuss whether your #primaryresidence #home should be considered part of your #networth as an #asset, or a #liability.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 3

The video is a Zoom call recording from January 23, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session
1: Recap of Parts 1 & 2
8: Insurance
9: Financial Independence
10: How to start Investing
11: Other types of investments
12: Financial Advisors & Other Information

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 2

The video is a Zoom call recording from January 18, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session

Recap of Part 1
Taxes
Personal Finance

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Where am I moving to?

I’m moving out of #britishcolumbia to #alberta, or #saskatchewan, and this video describes my #analysis of where to move.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.