The video defines #REITs and why they are so #inexpensive. It looks at their #structure, #benefits, #pros and #cons, differences between #Canadian and #US REITs, and why they are, as a group, inexpensive in #March of #2025.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
This video brief overview of #Canadian Depositary Receipts, or #CDRs. They allow #Canadians to buy #foreign #stocks #worldwide for Canadian dollars, and #hedge out the #currency #fluctuations, so it doesn’t matter if the #USD gets stronger or weaker that the #CAD.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
Introduction by Kanwal Sarai for this podcast episode:
In this episode, I interview investor Ales Eisner, we talk about how to get started with investing, how to select dividend stocks, and how invest in this current economic climate.
Ales achieved financial independence in his early 40’s, and stopped working in IT at 46. Today he lives off his six figure dividend income. Ales is a disciplined investor who is happy to share his knowledge and experience with our audience.
I also cover the following topics in this episode: – How Ales achieved a six figure annual dividend income – RRSP (401k) vs TFSA vs non-registered accounts – Why is it important to start investing sooner than later? – Is it too late to start investing in your 50s? – What is your process for selecting what stocks to invest in? – The risk of investing in dividend traps – Why invest in dividend stocks when the dividend isn’t guaranteed? – Why is dividend history so important? – How many stocks should I hold in my portfolio? – Do you consider the management expense ratio (MER fee) when investing in funds? – When would you sell a stock? – How are you investing in this current tariff trade war? – The importance of remaining calm when investing – What advice would you give to someone who wants to start investing for their future?
I had a viewer question about #tax #rates on #Canadian vs. #foreign #dividends and which #account #minimizes tax #withholding on foreign dividends (#RRSP vs. #TFSA vs. #non-registered or #cash accounts), as well as the rates at which various #dividend #income is taxed. The video covers the entire Canadian #taxation system for context, and answers the question for tax #efficiency.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
There are #opportunities for #Canadian #Investors in the context of the new #Trump #US #Administration. I look at #Tariffs, #International #Diversification, the #Energy Sector, including #wind, #EV targets, Refilling the #oil stockpile, and increasing #production. Opportunities in the #Banking Sector, #Cryptocurrencies, #Currency, #Healthcare and #China are also examined.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
This is the #stockpick for the month of #November, #TD or #TorontoDominion, a #Canadian #BigBank #financial #company. They are a #value #stock and a #dividend payer and are inexpensive because of a #regulatory #scandal about #moneylaundering.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
The video shows some #bond basics, how #yields, how the #interestrate affects the #bonds, and #suggestions for a #Canadian #investor may want to do. Bonds provide #Stable #Income, #Diversification, and #LowerVolatility. There are #government bonds, #corporate bonds and #highyield or #junk bonds.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
For a #dividend #investor, using non-registered accounts, how the dividends get #taxed is important. I had previously compiled, and just brought up to date, a list of all publicly-traded #Canadian dividend payers. I painstakingly found what kind of #distributions the 500+ companies pay. The list is available here. I also provide the location you should check prior to buying the stock to confirm the #taxation on the distributions. If you invest in Canadian dividend payers in a non-registered account, find your companies in this list.
Find your combined provincial and federal tax table on taxtips.ca, but you can see below there is a significant difference in taxes for Canadian Eligible Dividends, Capital Gains, and everything else. This is why I compiled the list, and hope it is useful.
This is the #stockpick for the month, #CNQ or #CanadianNaturalResources, a #Canadian #BigOil #oil company. They are a #value #stock and a #dividend payer and are inexpensive because of a relatively low, but #increasing oil #price.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
I discuss a May 2024 Harris #Poll on #Canadian #retirement, done on behalf of #EdwardJones. We discuss what the survey found as #keys to #success in retirement, what financial course corrections one can make, like #reducing #debt, #maximizing #savings, following a #plan and a #budget, and getting #financial #education and #Financialadvice. It is important to #testdrive your retirement first if you can, and two-thirds of #Millennials are concerned that their #parents or #in-laws may not have enough money to live comfortably in retirement.
The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.
Canadian Money Talk 