#CanadianMoneyTalk – Canadian Money Talk

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 2

The video is a Zoom call recording from January 18, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session

Recap of Part 1
Taxes
Personal Finance

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/

Zoom Seminar Recording: Basic Investing and Personal Finance Seminar – Part 1

The video is a Zoom call recording from January 16, 2024, presenting the information I compiled over a decade about #personalfinance and #investing.

Topics for this session
1: Introduction, Seminar Goals & Contact Info
2: Glossary & Building Blocks
3: Risk and Volatility
4: Asset Types, Starting Early & Low Fees
5: Investing Strategies

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Thoughts and Themes for 2024

I discuss #themes for #2024 that can affect your #investments, and what I think will happen. This includes #InterestRates, #Inflation, #Technology, #RealEstate, #Bonds, #MiddleEast, #Oil, #China, #USElection and #USdomesticpolitics.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: Car Wash Investment Update 2023

This video describes in detail how I am investing in one particular #PrivateEquity #investment, a NationWide #carwash, which is to generate 8.25% #cashflow.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: How long does a Bear Market last?

The video discusses how long a #stock #bearmarket lasts, and how to approach #investing during that time.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Video: My Thoughts on Market Happenings – February 3, 2023

I look at the #market, #marketnews, #marketupdates and overall #businessnews for the #week ending February 3, 2023.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

List of Tax Efficient Canadian Eligible Dividend payers

If you are using a non-registered (cash) account for your investing for cash flow and dividends, you may want to invest in Canadian Eligible Dividend payers. The dividends they pay get taxed very leniently, especially in lower tax brackets – check www.taxtips.ca for your province’s tax treatment. In BC, if I have no other income, the first approximately $50,000 of the dividends is not taxed at all, for example – see below. The government is encouraging us to buy Canadian. And the money you keep, not the money you earn, is important.

I compiled a list of Canadian dividend payers, and classified what types of dividends they pay. I tried to find a list online previously, and mine appears to be the first one. Even the CRA tells you to check the company’s Press Releases or website (Investor section). You should confirm the taxes on the dividends before buying the stock, by looking for “eligible”, “eligible dividends”, “enhanced” and the phrase section 89(14) of the Income Tax Act on the company’s site or in the Press Releases.

You also have to be an individual (other than select trusts) and be a Canadian Resident to qualify for the great tax treatment.

Live Put Option selling session – January 5, 2023

I was asked to do another live session in selling Put Options. I do this monthly, selling “insurance” for cash up front, to get extra cashflow, and to add to stocks I already own cheaper than they are currently. You can “look over my shoulder” while I take you through my process.

January 5, 2023 8 AM Pacific time, no registration necessary.

Meeting Link (please allow camera and microphone permissions):

https://meet.jit.si/moderated/d52a5029419f3f824209c74c8b9ab8f4cc1ee671ee5ea5813b79d42785de44c0

Video: Investing Basics Part 3: Oct 25, 2022

Day 3 – October 25, 2022, 6 PM Pacific

Taxes Continued,
Insurance,
Becoming Financially Independent,
Portfolio Examples,
Mutual funds,
Mutual Fund Loads,
How to begin,
Alternate Investments,
Investment Comparisons,
Financial Advisors,
Bank Financial Advisors & independent Financial Advisors,
Robo-Advisors,
Even if you have a financial adviser…,
Information,
Reading List

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.