Video: What’s the Best Retirement Withdrawal Strategy?

Using the 4% rule, or with an updated 3.7% #withdrawal #rate in #retirement, what’s the best withdrawal #strategy? You can use #fixed #real withdrawals, which offer the benefit of #simplicity, or #dynamic #strategies, which factor in #portfolio #performance and #spending. The strategy depends on #Market #conditions, #inflation and #lifestyle.

The #CanadianMoneyTalk channel concentrates on #Canadianinvesting and #personalfinance in Canada.

Visit: http://www.canadianmoneytalk.ca
The Investing & Personal Finance Basics course is at https://canadianmoneytalk.ca/investing-personal-finance-basics-course/
The Advanced Investing: Stock Analysis Course is at https://canadianmoneytalk.ca/advanced-investing-stock-analysis-course/

Updated list of Canadian dividend payers and what kind of distribution they pay

For a #dividend #investor, using non-registered accounts, how the dividends get #taxed is important. I had previously compiled, and just brought up to date, a list of all publicly-traded #Canadian dividend payers. I painstakingly found what kind of #distributions the 500+ companies pay. The list is available here. I also provide the location you should check prior to buying the stock to confirm the #taxation on the distributions. If you invest in Canadian dividend payers in a non-registered account, find your companies in this list.

Find your combined provincial and federal tax table on taxtips.ca, but you can see below there is a significant difference in taxes for Canadian Eligible Dividends, Capital Gains, and everything else. This is why I compiled the list, and hope it is useful.